Microloan
Fintech
Application

Our client is a US-based fintech company specializing in solutions tailored for microloan providers. Their all-inclusive SaaS platform offers turnkey solutions that streamline every aspect of the loan-providing process. This covers everything from website interface and loan application workflows to credit management, legal compliance, and secure payment systems. Svitla Systems delivered a full spectrum of technical support to ensure the successful transformation and growth of our client’s business model.

• Refactor the existing legacy SaaS platform to facilitate business process improvements across the entire organization, enhance users’ engagements, and attract new business partners.
• Upgrade the application by consolidating solutions from multiple providers into a unified codebase, while maintaining continuous product development and deployment.
• Improve Single Page Application (SPA) approach to enhance the system’s maintainability and provide greater flexibility for future development.
• Enable customers to update their personal information independently, thereby reducing the operational burden on support staff and simplifying the loan application process.
• Develop a robust customer account portal offering functionalities such as making payments, tracking loan statuses, redeeming gift cards, applying promo codes, and uploading necessary documents.
• Streamline the operational processes in the customer journey for securing additional loans by identifying and eliminating any barriers or friction points.
• Establish a framework that simplifies the launching of new financial products and makes it easier to onboard new vendors.

• Built a new client-side SPA application from scratch using the latest versions of Vue.js, Nuxt.js, Bulma, and SCSS.
• Implemented best practices in SPA design and utilized a BEM (Block Element Modifier) component-based approach.
• Updated the current backend PHP/Laravel and all libraries to the latest secure versions.
• Integrated tokens for secure communication with the backend.
• Implemented OWASP security best practices at every stage of development.
• Ensured that all new features were continuously delivered without interrupting ongoing product development, so customers didn’t have to wait for everything to be completed.
• Separated frontend and backend onto different servers for improved performance and scalability.
• Made necessary database improvements and normalized the database structure.
• Establish CI/CD automation for smoother development and deployment processes.
• Automated unit and feature testing.
• Set up integrations with third-party providers such as bank account and bank cards verification, call centers (600+ people), live chats, and gift card services.
• For new projects, designed applications from the ground up using technologies like React.js, Next.js, Bulma, SCSS, HTML, SSR, SPA, and BEM.